Bank of India.
Last Date: 05/01/2026.
Bank of India has released an employment notification for the recruitment of 514 Credit Officer vacancy. Interested and eligible candidates may apply online here .
Last Date: 05/01/2026.
Bank of India has released an employment notification for the recruitment of 514 Credit Officer vacancy. Interested and eligible candidates may apply online here .
Name of post: Credit Officer
No of posts: 514 posts
Scale-wise vacancy:
Pay scale:
No of posts: 514 posts
Scale-wise vacancy:
- MMGS-II: 418 posts
- MMGS-III: 60 posts
- SMGS-IV: 36 posts
Pay scale:
- MMGS-II: 64820 – 2340 (1) – 67160 – 2680 (10) – 93960
- MMGS-III: 85920 – 2680 (5) – 99320 – 2980 (2) – 105280
- SMGS-IV: 102300 – 2980 (4) – 114220 – 3360 (2) – 120940
Eligibility Criteria of Bank of India Recruitment
MMGS-II:
Age Limit: 25 to 35 years .
Educational Qualification: A Degree (Graduation) in any discipline from recognized a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the Govt. of India or any equivalent qualification recognized as such by the Central Government.
Experience: Minimum 3 years’ post qualification experience as an officer out of which 2 years’ experience should be in processing of MSME Credit/ Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ Public sector or Listed Financial Institution/ Foreign Banks.
MMGS-III:
Educational Qualification: A Degree (Graduation) in any discipline from recognized a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the Govt. of India or any equivalent qualification recognized as such by the Central Government.
Experience: Minimum 3 years’ post qualification experience as an officer out of which 2 years’ experience should be in processing of MSME Credit/ Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ Public sector or Listed Financial Institution/ Foreign Banks.
MMGS-III:
Age Limit: 28 to 38 years .
Educational Qualification: A Degree (Graduation) in any discipline from a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the
Govt. of India or any equivalent qualification recognized as such by the Central Government.
Experience: Minimum 8 years’ post qualification experience as an officer out of which 5 years’ experience should be in processing of MSME Credit/ Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ Public sector or Listed Financial Institution/ Foreign Banks.
SMG-IV:
Educational Qualification: A Degree (Graduation) in any discipline from a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the
Govt. of India or any equivalent qualification recognized as such by the Central Government.
Experience: Minimum 8 years’ post qualification experience as an officer out of which 5 years’ experience should be in processing of MSME Credit/ Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ Public sector or Listed Financial Institution/ Foreign Banks.
SMG-IV:
Age Limit: 30 to 40 years .
Educational Qualification:
A Degree (Graduation) in any discipline from a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the Govt. Of India or any equivalent qualification recognized as such by the Central Government
AND
MBA/ PGDBM from recognized University / Institution / Board
OR
Two Years full time Master’s degree in any field from recognized University / Institution / Board
OR
Chartered Accountant/ Chartered Financial Analyst /CMA - ICWA from recognized institute.
Experience: Minimum 8 years’ post qualification experience as an officer out of which 5 years’ experience should be in processing of MSME/ Commercial Credit / Project Finance / Mid & large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ in a Public sector or Listed Financial Institution/ Foreign Banks.
Age Relaxation: The category-wise age relaxation is as mentioned below.
# SC/ ST: 5 years
# OBC/NCL: 3 years
# PwBD: 10 years
Application Fee:
# SC/ST/PWD: Rs. 175/- (intimation charges only)
# General & others: Rs. 850/- (application fee + intimation charges)
How to Apply for Bank of India Recruitment ?
Interested and eligible candidates may apply online for these vacancy by visiting official Bank of India Recruitment Portal. Candidates may follow below mentioned steps to apply online.
# Scroll down, go to Important Web-Links section .
# Click on the "Online Application Form" and complete the registration process by clicking "New Registration".
# In the next stage, click on "Online Application Form" Link and Login.
# Fill your all personal and educational details and upload necessary documents.
# At the end, pay the application fee as per your category and submit the form.
# Don't forget to take a print out of the application form
# Scroll down, go to Important Web-Links section .
# Click on the "Online Application Form" and complete the registration process by clicking "New Registration".
# In the next stage, click on "Online Application Form" Link and Login.
# Fill your all personal and educational details and upload necessary documents.
# At the end, pay the application fee as per your category and submit the form.
# Don't forget to take a print out of the application form
Important Dates of Bank of India Vacancy 2026
# Starting date for submission of online application: 20th December 2025
# Last date for submission of online application: 5th January 2026
Important Web-Links of Bank of India Recruitment
| Online Application Form | 20/12/2025 |
| Advertisement Details | Click Here |
| Official Website | Click Here |
